Five utilities, five sets of rules
Fort Collins Utilities credits the power you export at the time-of-day rate in effect when you export it, so evening self-consumption from a battery is worth more than midday exports. Loveland Water & Power nets usage monthly, carries excess forward, and cashes it out in December at its self-generation buyback rate. Estes Park Power & Communications serves the Estes Valley with its own rules.
Outside those city systems, Poudre Valley REA serves a large rural territory across Larimer, Weld and Boulder counties, and Xcel serves other areas, including some foothills neighborhoods that were in its 2025 wildfire shutoff zone. Towns like Wellington, Timnath, Windsor and Berthoud sit near territory lines, so check your bill before assuming anything.
The Fort Collins rebate, explained
Fort Collins Utilities’ 2026 program pays $300 per kW-DC of solar, up to $1,500, and $300 per kWh of battery storage, up to $6,000, with a combined cap of $7,500. Batteries need at least 6 kWh and must be paired with solar, and the work has to be done by a participating contractor and finished within six months of approval.
That rebate, plus time-of-day export credits, makes a solar-plus-battery system in Fort Collins look different on paper than the same system in Loveland or unincorporated Larimer. Program funds and rules can change mid-year, so we check the current status when we quote.
Canyon and foothills homes
Larimer’s mountain country carries real fire history: the 2020 Cameron Peak Fire was the largest wildfire recorded in Colorado, and the 2024 Alexander Mountain Fire burned west of Loveland. Homes in Red Feather Lakes, the Poudre and Big Thompson canyons and the foothills west of Horsetooth tend to have long single feeder lines, which is where batteries earn their keep.
Those homes also bring design issues we plan for: pine shading, snow load at higher elevation, steep roofs, and sometimes a ground mount on the one sunny clearing on the lot.
Permits in unincorporated Larimer
Larimer County requires a building permit for any solar array — roof, ground or wall-mounted — and applications go through its online portal. Reviews check zoning use, height and setbacks, and the electrical work gets its own inspection.
The county’s residential roof-layout guidance generally keeps modules three feet below the ridge, with reductions to 18 inches for smaller arrays. Adding a battery under 40 kWh located outside the home can usually be filed as a miscellaneous electrical permit; larger systems need plan review. Fort Collins, Loveland and the other towns permit inside their own limits.
Hail on the northern Front Range
Fort Collins, Loveland and Wellington sit in one of the busiest hail corridors in the country. Certified panels are tested against one-inch ice balls, and they often come through storms that total the shingles around them — which is why we look hard at roof age before we install.
Rebates & programs
Programs change often. Status shown is what we could confirm on the date listed — always check with the program before you count on it.
Fort Collins Utilities Residential Solar and Battery Storage rebate
Open$300/kW-DC solar (max $1,500) and $300/kWh battery (min 6 kWh, solar-paired, max $6,000); combined cap $7,500. Participating contractor required; install within six months.
- 2026 rebate amounts: solar $300/kW up to $1,500; battery $300/kWh up to $6,000; combined $7,500.(source)
FAQ
Questions we hear
Why does solar pay back differently in Fort Collins than in Loveland?
Different utilities. Fort Collins credits exports at the time-of-day rate and offers a 2026 rebate; Loveland nets monthly and pays out annual excess at a buyback rate. Same sun, different rules.
How much is the Fort Collins solar and battery rebate in 2026?
$300/kW for solar up to $1,500 and $300/kWh for solar-paired batteries up to $6,000, with a $7,500 combined cap, per Fort Collins Utilities. Check the program page for current funding and deadlines.
Does Larimer County require a permit for a ground-mounted array?
Yes — Larimer requires a building permit for roof, ground and wall-mounted solar in unincorporated areas, reviewed for zoning, height and setbacks, plus an electrical inspection.
Is my Larimer County home on Poudre Valley REA or Xcel?
It depends on your address; both serve unincorporated Larimer, and the city utilities serve Fort Collins, Loveland and Estes Park. Your bill is the definitive answer.
Is solar worth it for a cabin near Red Feather Lakes?
It can be, but shading from pines and snow load drive the design. A modest array paired with a battery for backup often makes more sense there than a large system sized purely for bill savings.
Do I need a permit to add a battery in unincorporated Larimer County?
Yes. Batteries under 40 kWh mounted outside the home can typically go through a miscellaneous electrical permit; larger systems need plan review.