Loveland Water & Power sets its own solar rules
As a municipal utility, Loveland Water & Power writes its own interconnection and net-metering rules within the limits state law allows. That’s why a Loveland proposal shouldn’t look like a Denver one: the credit you get for exported power, how leftover credits are handled at year-end, and any fees are Loveland’s to decide.
The utility’s published rooftop-solar materials describe how monthly netting and leftover credits work. We read the current version before designing your system, and we size for how much you actually use rather than chasing a year-end payout that is typically worth less than the power you buy.
Outside city limits, you’re probably a Poudre Valley REA member
Much of the unincorporated land around Loveland is in Poudre Valley REA territory. PVREA is a cooperative with different export and fee rules. Two neighbors a mile apart can have genuinely different solar economics because of which side of that line they’re on.
Check your bill. The utility name on it decides whose interconnection application we file.
Permitting through the City of Loveland
Inside city limits, the building and electrical permits come from the City of Loveland, and the utility reviews interconnection separately. Loveland is not among the five Colorado jurisdictions using full SolarAPP+ automated review, so expect a standard submittal. Outside city limits, Larimer County is the permitting authority.
Hail, canyon winds and roof timing
Loveland shares northern Colorado’s hail exposure: the season runs mid-April through mid-September, and the plains just northeast see some of the country’s most frequent hail. Homes near the foothills also take strong westerly winds, which is why we pay attention to racking attachment spacing and roof-deck condition, not just panel ratings.
If your roof is fairly new, that’s a good time to add solar; if it’s due soon, replace it first or together — we handle roofing too.
What to expect for incentives
Loveland has no equivalent of Fort Collins’ city-funded solar rebate that we’ve been able to verify for 2026. Statewide, solar components are exempt from state sales tax, residential solar is generally exempt from property tax as personal property, and batteries still qualify for Colorado’s 10% storage credit through tax year 2026. Efficiency Works, the joint program Loveland shares with Fort Collins, Longmont and Estes Park, is worth a look for efficiency upgrades before you size solar.
Homes & roofs here
A historic downtown core with older bungalows, mid-century ranches, and extensive newer subdivisions to the east and south, many with HOAs.
Rebates & programs
Programs change often. Status shown is what we could confirm on the date listed — always check with the program before you count on it.
Loveland Water & Power rooftop solar net metering
Status unconfirmedCity-set net metering for rooftop solar. The utility describes monthly netting with leftover credits carried forward and a year-end buyback; the buyback rate is not verified.
Loveland Water & Power panel-upgrade rebate
Status unconfirmedResearch found a possible electrical-panel upgrade rebate; amount and status unconfirmed.
Colorado residential energy storage income tax credit
Open10% of battery purchase price, tax years 2023–2026; not available for installs in 2027 under current law.
- C.R.S. 39-22-546, 10% of purchase price (equipment, tax, freight), TY2023–2026.(source)
FAQ
Questions we hear
Is Loveland on Xcel Energy?
No. Addresses inside Loveland city limits are served by Loveland Water & Power, the city’s municipal utility, which buys wholesale power from Platte River Power Authority. Some rural areas nearby are served by Poudre Valley REA.
What does Loveland pay for extra solar power I don’t use?
Loveland Water & Power sets its own buyback terms for leftover credits. We haven’t verified the current rate, so we don’t quote one here — check the utility’s rooftop-solar page or ask us to pull the current tariff for your proposal.
Does Loveland give a solar rebate like Fort Collins?
We haven’t verified a 2026 city solar rebate in Loveland. Fort Collins’ rebates are for Fort Collins Utilities customers only. Statewide sales-tax and property-tax treatment still apply.
Who issues solar permits in Loveland?
The City of Loveland inside city limits; Larimer County outside them. The utility — Loveland Water & Power or Poudre Valley REA — reviews interconnection separately.
Should I oversize my Loveland system to earn buyback credits?
Usually not. Year-end buyback of leftover credits is typically valued below what you pay for power, so extra panels past your usage rarely earn their cost back. Size to what you use.