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Is Solar Worth It With Loveland Water and Power? (2026)

Loveland’s rules favor straightforward solar: monthly netting, credits that carry forward, and a once-a-year December cash-out for leftovers. Size to your annual use and nearly every kWh you make offsets one you would have bought. There’s no local solar rebate, and the federal homeowner credit ended for systems finished after 2025.

A straightforward yes for well-sited homes sized to annual usage.
01

Size so credits run out by December

Credits you bank in summer offset winter usage, but anything left at December billing is bought back at the Self-Generation Buyback Credit rate, not your retail price. A system sized to about 100% of your last 12 months, adjusted for planned loads, avoids selling surplus at a discount.

02

Paying for it

With no local rebate, your options are the same ones we price everywhere: cash, the Colorado RENU loan, Concert Finance, or a lease or PPA. A lease or PPA can still carry federal credit value through the system owner — if placed in service by December 31, 2027 — which is often the cheapest route for smaller bills.

Utility type

Municipal utility

Wholesale: Platte River Power Authority

How exports are credited

Exports banked 1:1 as kWh credits

System size limit

Confirmed per project

Net metering, in plain English

Net consumption is calculated monthly. Excess generation carries forward month to month and is credited against later consumption; any negative balance remaining at December billing is paid at the Self-Generation Buyback Credit (December billing only) rate.

Sources & dated facts

  • Monthly netting; excess carries forward; negative balance at December billing paid at the Self-Generation Buyback Credit for December Billing Only rate.As of Sep 23, 2026 · source

FAQ

Questions we hear

Does Loveland pay retail for extra solar?

Month to month, surplus offsets future usage kWh for kWh. What’s left at December billing is paid at the Self-Generation Buyback Credit rate, which Loveland sets.

Is there a Loveland solar rebate?

Not currently, per Loveland Water and Power. A panel-upgrade rebate may apply if you need a 200-amp upgrade — confirm with the utility.

When does Loveland pay out solar credits?

Once a year, at December billing, for any negative net balance remaining.

Get honest numbers for your roof

Our Colorado crew looks up your utility’s current rules, models your roof, and tells you straight — including when solar or a battery won’t pay off.

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