Two ways to heat water with the sun
Solar thermal collectors are flat plates or evacuated tubes that absorb sunlight and transfer heat to a fluid, which is pumped through a heat exchanger into a storage tank. On a sunny day they can supply most of a household’s hot water; on a cloudy stretch a backup electric or gas element takes over. The equipment is a plumbing and roofing job: roof-mounted collectors, insulated lines through the attic, a pump, an expansion tank, controls, and a large tank in the utility room.
A heat-pump water heater looks like an ordinary tank with a small compressor on top. It pulls heat from the surrounding air and moves it into the water, using roughly a third of the electricity of a resistance element. Powered by rooftop PV, it heats water with sunshine indirectly, and the panels that feed it are ordinary panels that also feed everything else. There is nothing water-related on the roof.
Solar thermal in a freezing climate
Colorado’s hard freezes shape thermal design. Open-loop systems that run potable water through the collectors are out; the standard here is a closed loop with a glycol antifreeze mix, or a drainback system that empties the collectors whenever the pump stops. Both work, both add complexity — a glycol loop needs periodic fluid testing and replacement, a drainback system needs correctly sloped lines and a reservoir — and both have more moving parts and more places to leak than a PV array, which has none.
Roof penetrations for insulated water lines, collector weight, and hail exposure on glass-covered collectors are all things a thermal contractor handles routinely, but they are not things a solar electrician should touch. If you want thermal, hire a plumbing contractor who installs and services it. We are glad to install PV alongside a thermal system for the rest of the house; we just do not put water on the roof.
Electric resistance vs. heat pump: the kWh gap
A conventional electric resistance water heater for a family of three or four uses roughly 3,000–5,000 kWh a year, depending on hot-water habits and incoming water temperature — and Colorado groundwater runs cold, which pushes toward the high end. A heat-pump water heater serving the same household uses roughly 1,000–1,800 kWh, because the compressor moves two to three units of heat for each unit of electricity. The gap, 2,000–3,000 kWh a year, is bigger than most people’s total lighting load.
That gap is why we push the heat-pump unit before the panels. Covering a resistance heater with solar takes six to ten panels; covering a heat-pump heater takes one to three. If you heat water with gas today, switching to a heat-pump water heater adds only 1,000–1,800 kWh to the electric side, which is a small solar increment for getting one more appliance off gas. The go-all-electric reason page covers the sequencing for the whole house.
Sizing panels and placing the unit
At Colorado’s roughly 1,300–1,600 kWh per installed kilowatt per year, a heat-pump water heater’s 1,000–1,800 kWh is 0.7–1.4 kW of panels: two or three at 400–440 W, one if your hot-water use is light. That is about 40–60 square feet of roof and roughly $2,000–$4,500 at our $2.80–$3.25 per watt pricing, folded into the larger system. Water heating is a steady year-round load, so unlike AC or a pool it depends on winter production and net-metering carryover; in co-op territory with annual true-ups, size a bit conservatively.
Placement matters more than people expect. A heat-pump water heater cools and dehumidifies the room it sits in and needs a decent volume of air around it; a Colorado basement utility room usually works well, a small closet does not, and a garage that drops below freezing can push the unit onto its backup resistance element in winter. It also produces condensate that needs a drain. A plumber handles all of that; we handle the panels and, if needed, the electrical capacity — a 240-volt, 30-amp circuit is typical.
Timing with time-of-use
A tank of hot water is a thermal battery. Under Xcel’s residential time-of-use plan, weekday power from 5 to 9 pm runs about 2.7 times the off-peak rate, and most heat-pump water heaters can be scheduled: heat the tank to a higher set point in the early afternoon on your own production, then hold through the evening without running the compressor. Many units offer a mode that does exactly this with a couple of taps in the app. Morning showers pull from the tank; the unit reheats mid-morning as the panels come up.
This is the cheapest peak-shifting most solar homes can do, and it needs no battery. A resistance heater on a timer can do a cruder version. If you already own a home battery, the water heater is one of the loads it covers in an outage — a heat-pump unit draws only 400–600 W in heat-pump mode, so hot showers through a shutoff are realistic, which is not something a gas tankless with electronic ignition can promise.
What to do next
- 1Note what heats your water now — gas, electric resistance, or heat pump — and its age; a unit over ten years old is a natural switch point.
- 2Get a plumber’s quote for a heat-pump water heater, including placement, condensate drain, and any 240-volt circuit work.
- 3If you want solar thermal instead, ask a plumbing contractor who installs and services closed-loop or drainback systems in Colorado.
- 4Send us 12 months of bills; we add the water heater’s expected kWh and size one to three more panels into the system.
- 5Once installed, schedule the unit to heat in the early afternoon and coast through Xcel’s 5–9 pm on-peak window.
Figures are honest ranges from our Colorado pricing and public data, not a quote. Utility rules and incentives change — we confirm the current ones before any design.
FAQ
Questions we hear
Do you install solar water heaters?
Not the thermal kind — collectors and plumbing on the roof are a plumbing contractor’s work. We install rooftop PV that runs a heat-pump water heater, which does the same job electrically with far less equipment and no freeze-protection maintenance.
How many solar panels does a water heater need?
A heat-pump water heater uses roughly 1,000–1,800 kWh a year, which is one to three panels in Colorado. An electric resistance heater uses 3,000–5,000 kWh and would take six to ten; switching the appliance first is the better investment.
Is solar thermal better than a heat pump on PV?
Thermal converts sunlight to hot water more directly, but in Colorado it needs glycol or drainback freeze protection, roof plumbing, and periodic service. A heat-pump water heater on PV uses ordinary panels that also serve the house. For most homes today, the PV route is simpler and cheaper to own.
Will a heat-pump water heater work in my Colorado garage?
In a basement or utility room with room to breathe, yes. In an unheated garage that drops below freezing, the unit falls back to its resistance element in winter and loses most of its advantage. Ask the plumber about placement and the condensate drain.
Can I avoid Xcel on-peak rates for hot water?
Yes. Schedule the heater to bring the tank up in the early afternoon on your own production and hold through 5–9 pm. Most heat-pump units have this in their app. The tank acts as a thermal battery with no battery to buy.